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Welcome to our August newsletter

Kicking off our latest newsletter is an overview of how the Pensions Loan Scheme (PLS) works, including the pros and cons. Superannuation statements may seem boring, but as our articles outlines, there are a number of important things you should look for when your super statement arrives in the mail.

We take a look at responsible lending and why it matters. Do you have someone that you can compare your financial well-being against? Our article of financial role models provides insight into comparing ourselves to others.

If you sit for work, then our final article is a must-read.

If you want to discuss any of these articles or have any questions please contact this office on 02 4342 1888 or


Peter Talty

What is the Pension Loan Scheme?

Currently 1.8 million Australian homeowners receive some level of age pension, with around 700,000 on a part pension.What many of these part-age pensioners may not know is that, along with recipients of the disability support pension, carer payment and some other Centrelink payments, they are able to access some of the equity in their home through the Pension Loan Scheme (PLS).



Unlocking the mysteries of your super statement

So many people ignore their superannuation statements and don’t realise the benefits of checking them on a regular basis.

What is responsible lending and why does it matter?

Whether it’s due to over-enthusiastic lenders or desperate borrowers, failure to adhere to robust lending standards can land some borrowers in serious financial distress. 


The power of financial role models

Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence.


Don’t just sit there!

Do you have a twelve-a-day habit? We’re talking seated hours, not cigarettes, although recent studies indicate that sitting too much and moving too little can be just as bad for your health.