The festive season is right around the corner, and at this time of year, it's easy to let finances take a back seat. To help you start 2019 on the front foot, we have included 6 smart ways to save.

Our article on having important conversations with older loved ones is timely, with families coming together over the festive season. If you or your family are farmers, then our article about aged care for those on the land is a must-read.

Our article on gifts and SMSFs provides clarification on the rule that bans a fund from giving financial assistance to members of the fund or their relatives.

Get inspired to live a low waste lifestyle with our 10 tips for reducing your food waste.

If you want to discuss any of these articles or have any questions, please contact this office on 02 4342 1888 or peter.talty@clientcomm.com.au.

Regards,

Peter Talty

6 smart ways to build savings

The word “thrifty” is rarely thought of in a positive sense but that’s not fair because if we continually spend more than we earn, our debts will eventually catch up and other words such as “default” or “bankrupt” might become more familiar.

An important conversation

None of us likes to consider our own mortality. For our older loved ones, it’s an even more confronting topic and difficult to discuss.

Aged care for those on the land

Arranging aged care can be stressful, but when it involves someone who is a farmer, unique circumstances apply. If your loved one is a farmer on his or her own land, would you know how best to help?

The rules governing gifts from SMSFs

There are now almost 600,000¹ Self-Managed Superannuation Funds (SMSFs) in Australia where the members of the fund are also the trustees. These trustees are responsible for running the fund according to the superannuation rules. If they get it wrong, the consequences can be dire.

If you’re interested in living a low waste lifestyle, the best place to start is your kitchen. We waste food every day, but there are easy ways to lessen that impact without having to become a totally different person.

The information (including taxation) is general in nature and may not be relevant to your individual circumstances. You should refrain from doing anything in reliance on this information without first obtaining suitable professional advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) before making any decision to acquire a product.

02 4342 1888

Unsubscribe